Insurance For a Vacant Home

Clients whose homes sit vacant and on the market for many months should contact their insurance agents and arrange for a policy that will protect an unoccupied property.

Sticking with a standard home owners policy could leave them vulnerable to liability lawsuits. Some policies also exclude coverage for fire damage if the property has been unoccupied for a specified number of days.

Paying a higher premium, should be expected.

Source: USA Today